gsb

xgg-saas-merchant/app/base/wxapplet/impl/merchantApplet.js

@@ -3,14 +3,18 @@ const http = require("http")
 const querystring = require('querystring');
 var settings = require("../../../config/settings");
 const AppletBase = require("../applet.base");
-const fs = require("fs");
 const moment = require("moment");
+const axios = require("axios");
 const validation = system.getObject("util.validation");
+const md5 = require("MD5");
 
 class MerchantApplet extends AppletBase {
   constructor() {
     super();
     this.SMS_BANKMOBILE_KEY = "gtb_appl_mobile_";
+    this.BANK_FOUR = "https://bpohhr.gongsibao.com/api/econtractApi/bankfour";
+    this.GTB_APPID = "gtb-mcht-applet";
+    this.GTB_KEY = "0e2e4e7249b79q50f234071651971242";
 
     this.uploadCtl = system.getObject("web.common.uploadCtl");
     this.idcardClient = system.getObject("util.idcardClient");
@@ -85,16 +89,22 @@ class MerchantApplet extends AppletBase {
   // 保存订单信息
   async saveOrder(gobj, pobj, req, loginUser) {
     try {
-      let verificationCodeRes = await this.verificationCode(pobj.bank_mobile, pobj.msgCode)
-      if (!verificationCodeRes) {
-        return this.returnFail("短信验证码错误");
-      }
-      //TODO: 银行卡四要数验证
-
       let rs = await this.buildOrder(pobj);
       if (rs.code === 0) {
         return rs;
       }
+      let bminfo = rs.data;
+      // 银行卡四要数验证
+      let bf = await this.bankfour({
+        userName: bminfo.legal_name,
+        userIdNo: bminfo.legal_idno,
+        userBankNo: bminfo.bank_no,
+        userMobile: bminfo.bank_mobile,
+      });
+      if (bf.code !== 0) {
+        return this.returnFail(rs.msg || "银行卡四要素验证失败，请检查法人姓名，身份证，银行卡号，银行卡预留手机号正确");
+      }
+
       let merchant = await this.getMerchant(pobj.merchant_id);
       let loginUser = await this.getLoginUser(pobj.merchant_id, pobj.openid);
       let order = {
@@ -104,7 +114,7 @@ class MerchantApplet extends AppletBase {
         merchant_app_user_id: loginUser.id,
         price: system.y2f(merchant.sign.bm_reg_price) || 0,
         bminfo: rs.data
-      }
+      };
 
       let res = await this.orderSve.microAdd(order);
       if (res.status === 0) {
@@ -164,7 +174,18 @@ class MerchantApplet extends AppletBase {
     if (!obj.bank_mobile) {
       return this.returnFail("请填写银行预留手机号");
     }
+    let noteCode = (obj.note_code || "").trim();
+    if (!noteCode) {
+      return this.returnFail("请填写短信验证码");
+    }
 
+    let vcode = await this.redisClient.get(this.SMS_BANKMOBILE_KEY + obj.bank_mobile);
+    if (!vcode) {
+      return this.returnFail("短信验证码已过期，请重新发送");
+    }
+    if (vcode != noteCode) {
+      return this.returnFail("短信验证码错误，请重新填写");
+    }
     let bminfo = {
       idcard_front: obj.idcard_front,
       idcard_back: obj.idcard_back,
@@ -398,18 +419,44 @@ class MerchantApplet extends AppletBase {
     return randomNum;
   }
 
+  async bankfour(params) {
+    let nonceStr = await this.getUidStr(16, 36);
+    let data = {
+      appId: this.GTB_APPID,
+      userName: params.userName,
+      userIdNo: params.userIdNo,
+      userBankNo: params.userBankNo,
+      userMobile: params.userMobile,
+      nonceStr: nonceStr,
+    };
 
-  /**
-   * 驗證验证码
-   * @param pobj1
-   * @param pobj2
-   * @param req
-   * @returns {Promise<void>}
-   */
-  async verificationCode(mobile, code) {
-    let value = await this.redisClient.get(`merchantAppletMsg:${mobile}`);
-    console.log("小程序验证码" + value);
-    return value == code ? true : false;
+    // 签名
+    var signArr = [];
+    var keys = Object.keys(data).sort();
+    for (var i = 0; i < keys.length; i++) {
+      var k = keys[i];
+      var v = data[k];
+      if (!k || !v || k == 'sign') {
+        continue;
+      }
+      signArr.push(k + "=" + v);
+    }
+
+    var signStr = signArr.join("&") + "&key=" + this.GTB_KEY;
+    var sign = md5(signStr).toUpperCase();
+    console.log(sign);
+    data.sign = sign;
+    let rs = await axios({
+      method: 'post',
+      url: this.BANK_FOUR,
+      data: data,
+    });
+    try {
+      console.log(rs.data, `个体户注册银行卡四要素验证request[${JSON.stringify(data)}], response[${JSON.stringify(rs.data)}]`);
+    } catch (e) {
+      console.log(e.stack);
+    }
+    return rs.data || {};
   }
 }